/* ============================================================
   Skarbvel — "Charcoal & Gold"
   Premium dark corporate design system (pl / LTR).

   Three surfaces carry the whole system:
     · the charcoal canvas    (body, cards, splits)
     · the ivory inset        (form panels, projected-balance card)
     · the gold band          (closing calls to action)
   Gold #C5A44C is sampled from the logo mark and is the only chroma.
   ============================================================ */

:root {
  /* base — charcoal */
  --sk-bg: #0f1012;
  --sk-bg-2: #131417;
  --sk-coal-1: #17181b;
  --sk-coal-2: #1d1f23;
  --sk-graphite-1: #26282d;
  --sk-graphite-2: #2f3137;

  /* accent — the logo gold */
  --sk-gold: #c5a44c;
  --sk-gold-hi: #e4c97e;
  --sk-gold-deep: #8f7330;
  --sk-gold-ink: #7a5f22;         /* gold legible as TEXT on ivory (5.3:1) */
  --sk-grad: linear-gradient(135deg, #f0dc9c 0%, #c5a44c 48%, #8f7330 100%);
  --sk-grad-btn: linear-gradient(135deg, #ecd590 0%, #c5a44c 58%, #a8873a 100%);
  --sk-grad-text: linear-gradient(100deg, #f3e2a8 0%, #d9b860 45%, #c5a44c 70%, #e4c97e 100%);

  /* ivory — inset surfaces and the ink that sits on them */
  --sk-ivory: #f6f1e6;
  --sk-ivory-2: #ebe3d1;
  --sk-field: #fffcf5;
  --sk-ink: #16171a;
  --sk-ink-soft: #4a4740;
  --sk-ivory-line: rgba(22, 23, 26, .14);
  --sk-ivory-surface: linear-gradient(155deg, #f8f4ea, #ece4d2);

  /* text on the charcoal canvas */
  --sk-tx: rgba(236, 232, 222, .76);
  --sk-tx-strong: #f4f0e6;
  --sk-muted: #a9a49a;
  --sk-dim: #8a857c;              /* 4.8:1 on the lifted glass cards */

  /* lines / glass / gold washes */
  --sk-line: rgba(236, 232, 222, .10);
  --sk-line-soft: rgba(236, 232, 222, .055);
  --sk-line-gold: rgba(197, 164, 76, .24);
  --sk-glass: rgba(236, 232, 222, .028);
  --sk-glass-2: rgba(236, 232, 222, .048);
  --sk-wash: rgba(197, 164, 76, .10);
  --sk-wash-2: rgba(197, 164, 76, .16);

  /* state */
  --sk-up: #5bbf8a;
  --sk-down: #e0716b;
  --sk-err: #a3241b;

  /* radii */
  --skr-sm: 10px;
  --skr-md: 16px;
  --skr-lg: 24px;
  --skr-xl: 32px;
  --skr-pill: 9999px;

  /* shadow / glow */
  --sks-sh: 0 30px 80px -30px rgba(0, 0, 0, .85);
  --sks-glow: 0 0 40px -10px rgba(197, 164, 76, .45);
  --sks-ivory: 0 24px 60px -26px rgba(0, 0, 0, .7);

  /* fonts — every family ships latin-ext (ą ć ę ł ń ó ś ź ż) */
  --skf-disp: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --skf-body: 'Manrope', 'Segoe UI', system-ui, sans-serif;
  --skf-num: 'Manrope', 'Segoe UI', system-ui, sans-serif;
  --skf-mono: 'IBM Plex Mono', ui-monospace, 'Cascadia Mono', monospace;

  --sk-mw: 1240px;
  --sk-nav-h: 74px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--skf-body);
  background: var(--sk-bg);
  color: var(--sk-tx);
  line-height: 1.75;
  padding-block-start: var(--sk-nav-h);
  overflow-x: hidden;
  overflow-wrap: break-word;
  -webkit-font-smoothing: antialiased;
  position: relative;
}

/* ---- charcoal canvas with a warm gold bloom ---- */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(120% 80% at 50% -10%, rgba(197, 164, 76, .09), transparent 55%),
    radial-gradient(90% 60% at 100% 8%, rgba(143, 115, 48, .14), transparent 60%),
    linear-gradient(180deg, #141517 0%, var(--sk-bg) 40%, #0b0c0d 100%);
}
/* soft light shaft — the source the ivory insets are lit by */
body::after {
  content: "";
  position: fixed;
  top: -10%;
  inset-inline-start: 50%;
  width: 46vw;
  height: 120%;
  transform: translateX(-50%) rotate(4deg);
  z-index: -2;
  background: linear-gradient(180deg, rgba(240, 220, 156, .055), rgba(240, 220, 156, .012) 30%, transparent 70%);
  filter: blur(38px);
  pointer-events: none;
  opacity: .8;
}

.grain {
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  opacity: .04;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
button { font-family: inherit; cursor: pointer; }
a:focus-visible, button:focus-visible { outline: 2px solid var(--sk-gold-hi); outline-offset: 3px; }

.wrap { max-width: var(--sk-mw); margin-inline: auto; padding-inline: 24px; }

/* a11y helpers */
.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
.skip-link {
  position: absolute; inset-block-start: -60px; inset-inline-start: 16px;
  z-index: 2000;
  padding: 10px 18px;
  border-radius: 0 0 var(--skr-sm) var(--skr-sm);
  background: var(--sk-gold); color: var(--sk-ink);
  font-family: var(--skf-body); font-weight: 700; font-size: .9rem;
  transition: inset-block-start .2s;
}
.skip-link:focus { inset-block-start: 0; }

/* ---- typography ---- */
h1, h2 {
  font-family: var(--skf-disp);
  color: var(--sk-tx-strong);
  font-weight: 600;
  line-height: 1.22;
  letter-spacing: -.005em;
  text-wrap: balance;
}
h3, h4 {
  font-family: var(--skf-body);
  color: var(--sk-tx-strong);
  font-weight: 700;
  line-height: 1.4;
}
p { text-wrap: pretty; }
.display {
  font-family: var(--skf-disp);
  font-weight: 500;
  line-height: 1.18;
  color: var(--sk-tx-strong);
}
.display b { font-weight: 700; }
.display .hi {
  font-weight: 600;
  background: var(--sk-grad-text);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
h1.display { font-size: clamp(2.1rem, 4.6vw, 3.5rem); }
h2.display { font-size: clamp(1.75rem, 3.4vw, 2.65rem); }

.eyebrow {
  font-family: var(--skf-mono);
  font-size: .7rem;
  font-weight: 500;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--sk-muted);
}
.eyebrow.acc { color: var(--sk-gold-hi); }
.eyebrow.acc::before {
  content: "";
  display: inline-block;
  width: 22px; height: 1px;
  margin-inline-end: 10px;
  vertical-align: middle;
  background: var(--sk-gold);
}

.lede { color: var(--sk-muted); font-size: 1.02rem; max-width: 50ch; }

/* ---- buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-family: var(--skf-body);
  font-weight: 600;
  font-size: .92rem;
  letter-spacing: .01em;
  padding: 13px 26px;
  border-radius: var(--skr-pill);
  border: 1px solid transparent;
  transition: transform .25s, box-shadow .25s, background .25s;
  white-space: nowrap;
}
.btn svg { width: 17px; height: 17px; }
.btn-primary { background: var(--sk-grad-btn); color: var(--sk-ink); font-weight: 700; box-shadow: var(--sks-glow); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 0 56px -6px rgba(197, 164, 76, .6); }
.btn-ghost {
  background: var(--sk-glass-2);
  color: var(--sk-tx-strong);
  border-color: var(--sk-line);
  backdrop-filter: blur(8px);
}
.btn-ghost:hover { border-color: var(--sk-gold); background: var(--sk-wash); }

/* ---- panel base ---- */
.panel {
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
  border: 1px solid var(--sk-line);
  border-radius: var(--skr-lg);
  backdrop-filter: blur(14px);
  box-shadow: var(--sks-sh);
}

section { position: relative; }
.sect { padding-block: 84px; }
.sect-head { max-width: 680px; margin-inline: auto; margin-block-end: 46px; text-align: center; }
.sect-head .eyebrow { display: block; margin-block-end: 14px; }
.sect-head p { color: var(--sk-muted); margin-block-start: 14px; }

/* ============================================================
   NAV
   ============================================================ */
.nav {
  position: fixed;
  inset-block-start: 0;
  inset-inline: 0;
  height: var(--sk-nav-h);
  z-index: 1000;
  display: flex;
  align-items: center;
  background: rgba(15, 16, 18, .74);
  backdrop-filter: blur(18px);
  border-block-end: 1px solid var(--sk-line-soft);
}
.nav-in {
  width: 100%;
  max-width: var(--sk-mw);
  margin-inline: auto;
  padding-inline: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
/* Brand: the gold shield mark plus the wordmark set like the logo lockup —
   uppercase, tracked, one colour. */
.brand {
  display: flex;
  align-items: center;
  gap: 11px;
  color: var(--sk-tx-strong);
}
.brand img { width: 32px; height: 32px; flex-shrink: 0; }
.brand-name {
  font-family: var(--skf-body);
  font-weight: 700;
  font-size: 1.08rem;
  letter-spacing: .16em;
  text-transform: uppercase;
  white-space: nowrap;
  background: var(--sk-grad-text);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.menu { display: flex; align-items: center; gap: 24px; list-style: none; }
.menu a { font-size: .88rem; color: var(--sk-muted); transition: color .2s; }
.menu a:hover, .menu a.on { color: var(--sk-tx-strong); }
.menu a.on { box-shadow: inset 0 -1px 0 var(--sk-gold); }
.menu .btn { padding: 9px 20px; font-size: .84rem; }
.menu a.btn-primary { color: var(--sk-ink); box-shadow: var(--sks-glow); }

.burger { display: none; flex-direction: column; gap: 5px; background: none; border: none; padding: 6px; }
.burger span { width: 22px; height: 1.6px; background: var(--sk-tx); border-radius: 2px; transition: .3s; }

/* ============================================================
   TICKER
   ============================================================ */
.ticker {
  border-block: 1px solid var(--sk-line-soft);
  background: rgba(236, 232, 222, .012);
  overflow: hidden;
  white-space: nowrap;
}
.ticker-track { display: inline-flex; gap: 46px; padding-block: 11px; will-change: transform; }
.tk {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-family: var(--skf-mono);
  font-size: .74rem;
  color: var(--sk-muted);
}
.tk b { color: var(--sk-tx-strong); font-weight: 500; }
.tk .px { color: var(--sk-tx); }
.tk .up { color: var(--sk-up); }
.tk .down { color: var(--sk-down); }
.dot-live {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--sk-gold);
  box-shadow: 0 0 10px var(--sk-gold);
  animation: skPulse 1.8s ease-in-out infinite;
}
@keyframes skPulse { 0%, 100% { opacity: 1; } 50% { opacity: .35; } }

/* ============================================================
   HERO — charcoal | ivory inset
   ============================================================ */
.hero { padding-block: 56px 60px; }
.hero-panel {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  border-radius: var(--skr-xl);
  overflow: hidden;
  border: 1px solid var(--sk-line-gold);
  box-shadow: var(--sks-sh);
  position: relative;
}
.hero-left {
  background:
    radial-gradient(120% 120% at 100% 0%, rgba(197, 164, 76, .13), transparent 60%),
    linear-gradient(150deg, var(--sk-coal-2), var(--sk-coal-1) 70%, #121316);
  padding: 54px 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.hero-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  align-self: flex-start;
  font-family: var(--skf-mono);
  font-size: .68rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--sk-gold-hi);
  padding: 7px 14px;
  border: 1px solid rgba(197, 164, 76, .34);
  border-radius: var(--skr-pill);
  background: rgba(197, 164, 76, .08);
  margin-block-end: 24px;
}
.hero-chip svg { width: 13px; height: 13px; }
.hero h1 { margin-block-end: 20px; }
/* Polish phrases run long: sized so each <br> line of the hero h1 holds on one row. */
.hero h1.display { font-size: clamp(1.95rem, 3.1vw, 2.6rem); }
.hero-left .lede { margin-block-end: 32px; font-size: 1.05rem; }

.stat-rows { display: flex; flex-direction: column; }
.stat-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  padding-block: 16px;
  border-block-start: 1px solid var(--sk-line-soft);
}
.stat-row:last-child { border-block-end: 1px solid var(--sk-line-soft); }
.stat-row .val {
  font-family: var(--skf-num);
  font-weight: 300;
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  color: var(--sk-tx-strong);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}
.stat-row .lbl {
  font-family: var(--skf-mono);
  font-size: .64rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--sk-dim);
  text-align: end;
}

/* hero right — the ivory form inset */
.hero-right {
  background: var(--sk-ivory-surface);
  color: var(--sk-ink);
  padding: 40px 40px 34px;
  display: flex;
  flex-direction: column;
  position: relative;
  border-inline-start: 1px solid var(--sk-line-gold);
}
.hero-right::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(22, 23, 26, .07) 1px, transparent 1px);
  background-size: 22px 22px;
  mask-image: radial-gradient(120% 90% at 100% 0%, #000, transparent 70%);
}
.hero-right::after {
  content: "";
  position: absolute;
  inset-block-start: 0;
  inset-inline: 40px;
  height: 3px;
  background: var(--sk-grad);
  border-radius: 0 0 3px 3px;
}
.hero-right > * { position: relative; }

/* ---- registration form (lives on the ivory inset) ---- */
.form-card h2 { font-weight: 700; font-size: 1.42rem; color: var(--sk-ink); }
.form-card .note {
  font-family: var(--skf-mono);
  font-size: .66rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--sk-gold-ink);
  margin-block: 5px 16px;
}
.reg input[type="text"],
.reg input[type="email"],
.reg input[type="tel"] {
  width: 100%;
  background: var(--sk-field);
  border: 1px solid rgba(22, 23, 26, .2);
  border-radius: var(--skr-sm);
  padding: 12px 14px;
  color: var(--sk-ink);
  font-family: var(--skf-body);
  font-size: .92rem;
  outline: none;
  transition: border-color .2s, box-shadow .2s;
}
.reg input::placeholder { color: rgba(22, 23, 26, .5); }
.reg input:focus { border-color: var(--sk-gold-deep); box-shadow: 0 0 0 3px rgba(197, 164, 76, .3); }
.reg form > div { margin-block-end: 10px; }

/* ---- phone field (intl-tel-input v25) ----------------------------------
   The widget is laid out as a flex row where the country selector is a real
   item, so nothing depends on the padding the library measures in JS (its
   stylesheet loads async and a width measured before it applies is never
   recalculated). The field chrome lives on .iti so selector and digits read
   as one control. */
.iti {
  width: 100%;
  display: flex;
  align-items: stretch;
  background: var(--sk-field);
  border: 1px solid rgba(22, 23, 26, .2);
  border-radius: var(--skr-sm);
  transition: border-color .2s, box-shadow .2s;
}
.iti:focus-within { border-color: var(--sk-gold-deep); box-shadow: 0 0 0 3px rgba(197, 164, 76, .3); }

.iti__country-container {
  position: relative;
  inset: auto;
  flex: 0 0 auto;
  border-inline-end: 1px solid var(--sk-ivory-line);
}

/* !important is load-bearing: it overrides the inline padding-left the
   library writes on init and on every country change. */
.iti > input[type="tel"] {
  flex: 1 1 auto;
  min-width: 0;
  border: none;
  background: transparent;
  border-radius: 0;
  padding-inline: 14px !important;
}
.iti > input[type="tel"]:focus { box-shadow: none; }

.iti__dropdown-content { color: var(--sk-ink); }

#phone { text-align: left; }

.phone-error {
  display: none;
  margin-block-start: 6px;
  font-size: .78rem;
  line-height: 1.6;
  color: var(--sk-err);
}
.phone-error.on { display: block; }

#submit-btn {
  width: 100%;
  padding: 14px;
  border: none;
  border-radius: var(--skr-sm);
  background: var(--sk-grad-btn);
  color: var(--sk-ink);
  font-family: var(--skf-body);
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: .02em;
  margin-block-start: 4px;
  transition: transform .2s, box-shadow .2s;
  box-shadow: 0 10px 26px -12px rgba(143, 115, 48, .85);
}
#submit-btn:hover { transform: translateY(-2px); box-shadow: 0 14px 32px -8px rgba(143, 115, 48, .6); }
.form-tip {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .78rem;
  color: var(--sk-ink-soft);
  margin-block-start: 14px;
}
.form-tip svg { width: 16px; height: 16px; color: var(--sk-gold-ink); flex-shrink: 0; }

.form-card .trust { margin-block-start: 22px; border-block-start: 1px solid var(--sk-ivory-line); }
.trust-item { display: flex; align-items: center; gap: 13px; padding-block: 14px; border-block-end: 1px solid var(--sk-ivory-line); }
.trust-item:last-child { border-block-end: none; }
.trust-ico {
  width: 36px; height: 36px; flex-shrink: 0;
  display: grid; place-items: center;
  border-radius: 10px;
  background: rgba(143, 115, 48, .1);
  border: 1px solid rgba(143, 115, 48, .26);
}
.trust-ico svg { width: 18px; height: 18px; color: var(--sk-gold-ink); }
.trust-item b { display: block; font-family: var(--skf-body); font-weight: 700; font-size: .94rem; color: var(--sk-ink); line-height: 1.4; }
.trust-item span { font-size: .78rem; color: var(--sk-ink-soft); }

/* ============================================================
   VOICES (text testimonials)
   ============================================================ */
.voices-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.voice {
  display: flex;
  flex-direction: column;
  border-radius: var(--skr-lg);
  border: 1px solid var(--sk-line);
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
  padding: 30px 28px;
  transition: transform .3s, border-color .3s;
  position: relative;
  overflow: hidden;
}
.voice:hover { transform: translateY(-5px); border-color: rgba(197, 164, 76, .42); }
.voice::after {
  content: "";
  position: absolute;
  inset-block-start: 0;
  inset-inline: 0;
  height: 2px;
  background: var(--sk-grad);
  opacity: .7;
}
.voice-mark { width: 34px; height: 34px; color: var(--sk-gold); opacity: .45; margin-block-end: 14px; }
.voice-mark svg { width: 100%; height: 100%; }
.voice .stars { margin-block-end: 14px; }
.voice-qt {
  font-size: 1rem;
  line-height: 1.85;
  color: var(--sk-tx-strong);
  font-weight: 300;
  flex: 1;
  margin-block-end: 20px;
}
.voice-who { display: flex; align-items: center; gap: 13px; padding-block-start: 18px; border-block-start: 1px solid var(--sk-line-soft); }
.voice-av {
  width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
  display: grid; place-items: center;
  font-family: var(--skf-body); font-weight: 800; font-size: .84rem;
  color: var(--sk-ink); background: var(--sk-grad);
}
.voice-name { font-family: var(--skf-body); font-weight: 700; font-size: .96rem; color: var(--sk-tx-strong); }
.voice-loc { font-family: var(--skf-mono); font-size: .64rem; letter-spacing: .08em; text-transform: uppercase; color: var(--sk-gold-hi); }

.stars { display: flex; gap: 3px; }
.stars svg { width: 15px; height: 15px; color: var(--sk-gold); }

/* ============================================================
   SPLIT (image + copy)
   ============================================================ */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: stretch;
  border-radius: var(--skr-xl);
  overflow: hidden;
  border: 1px solid var(--sk-line);
}
.split-media { position: relative; min-height: 380px; overflow: hidden; }
/* object-fit:cover crops to the frame — the photo keeps its own ratio. */
.split-media img { width: 100%; height: 100%; object-fit: cover; }
.split-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(160deg, transparent 55%, rgba(15, 16, 18, .38));
}
.split-copy {
  padding: 52px 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background:
    radial-gradient(90% 70% at 100% 0%, rgba(197, 164, 76, .08), transparent 60%),
    linear-gradient(160deg, var(--sk-coal-2), var(--sk-coal-1));
}
.split-copy .eyebrow { margin-block-end: 14px; }
.split-copy h2 { margin-block-end: 18px; }
.split-copy p { color: var(--sk-muted); margin-block-end: 14px; }
.split-copy p:last-child { margin-block-end: 0; }
.split.reverse .split-media { order: 2; }

/* ============================================================
   CAPABILITY CARDS
   ============================================================ */
.caps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.cap {
  border-radius: var(--skr-lg);
  border: 1px solid var(--sk-line);
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
  padding: 30px 28px;
  transition: transform .3s, border-color .3s, background .3s;
  position: relative;
  overflow: hidden;
}
.cap:hover { transform: translateY(-4px); border-color: rgba(197, 164, 76, .4); }
/* Featured card: dark, gold-edged, softly lit — never a light inset. */
.cap.feat {
  background:
    linear-gradient(160deg, rgba(197, 164, 76, .15), rgba(197, 164, 76, .03) 60%),
    var(--sk-coal-2);
  border-color: rgba(197, 164, 76, .42);
  box-shadow: var(--sks-glow), var(--sks-sh);
}
.cap-ico {
  width: 46px; height: 46px;
  display: grid; place-items: center;
  border-radius: 13px;
  border: 1px solid var(--sk-line-gold);
  background: var(--sk-wash);
  margin-block-end: 18px;
}
.cap.feat .cap-ico { background: var(--sk-grad); border-color: transparent; }
.cap-ico svg { width: 22px; height: 22px; color: var(--sk-gold-hi); }
.cap.feat .cap-ico svg { color: var(--sk-ink); }
.cap h3 { font-size: 1.08rem; margin-block-end: 10px; }
.cap p { color: var(--sk-muted); font-size: .92rem; line-height: 1.8; }

/* ============================================================
   METRICS
   ============================================================ */
.metrics {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border: 1px solid var(--sk-line-gold);
  border-radius: var(--skr-lg);
  overflow: hidden;
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
}
.metric { padding: 34px 26px; text-align: center; border-inline-end: 1px solid var(--sk-line-soft); }
.metric:last-child { border-inline-end: none; }
.metric .val {
  font-family: var(--skf-num);
  font-weight: 300;
  font-size: clamp(2rem, 3.2vw, 2.9rem);
  color: var(--sk-tx-strong);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}
.metric .val b { font-weight: 400; color: var(--sk-gold-hi); }
.metric .lbl { font-family: var(--skf-mono); font-size: .64rem; letter-spacing: .12em; text-transform: uppercase; color: var(--sk-dim); margin-block-start: 8px; }

.agg-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-block-end: 30px; }
.agg { border: 1px solid var(--sk-line); border-radius: var(--skr-md); padding: 26px 24px; background: var(--sk-glass); }
.agg .v { font-family: var(--skf-num); font-weight: 300; font-size: 2.2rem; color: var(--sk-tx-strong); font-variant-numeric: tabular-nums; }
.agg .v b { color: var(--sk-gold-hi); font-weight: 400; }
.agg .l { color: var(--sk-muted); font-size: .88rem; margin-block-start: 6px; }

/* ============================================================
   STEPS
   ============================================================ */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; position: relative; }
.step {
  border: 1px solid var(--sk-line);
  border-radius: var(--skr-lg);
  padding: 28px 26px;
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
  position: relative;
}
.step-dot {
  position: absolute;
  inset-block-start: 28px;
  inset-inline-end: 26px;
  width: 12px; height: 12px; border-radius: 50%;
  background: var(--sk-grad); box-shadow: var(--sks-glow);
}
.step .num { font-family: var(--skf-mono); font-size: .72rem; letter-spacing: .1em; color: var(--sk-gold-hi); }
.step h3 { font-size: 1.04rem; margin-block: 8px; }
.step p { color: var(--sk-muted); font-size: .9rem; }

/* ============================================================
   RESULTS CAROUSEL
   ============================================================ */
.carousel { position: relative; }
.carousel-viewport { overflow: hidden; }
.carousel-track { display: flex; gap: 20px; transition: transform .5s cubic-bezier(.6, .05, .1, 1); }
.gcard {
  flex: 0 0 calc((100% - 40px) / 3);
  border-radius: var(--skr-lg);
  border: 1px solid var(--sk-line);
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
  padding: 30px 28px;
  transition: border-color .3s, transform .3s;
}
.gcard.mid {
  background:
    linear-gradient(160deg, rgba(197, 164, 76, .15), rgba(197, 164, 76, .03) 60%),
    var(--sk-coal-2);
  border-color: rgba(197, 164, 76, .42);
  box-shadow: var(--sks-glow), var(--sks-sh);
}
.gcard-top { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-block-end: 16px; }
.gbadge {
  display: inline-flex; align-items: center; gap: 6px;
  font-family: var(--skf-mono); font-size: .6rem; letter-spacing: .08em; text-transform: uppercase;
  color: var(--sk-gold-hi);
  padding: 5px 10px;
  border-radius: var(--skr-pill);
  border: 1px solid var(--sk-line-gold);
  background: var(--sk-wash);
}
.gbadge svg { width: 11px; height: 11px; }
.gcard .tagline { font-family: var(--skf-mono); font-size: .64rem; color: var(--sk-dim); text-align: end; }
.gsum { font-family: var(--skf-num); font-weight: 300; font-size: 2.5rem; color: var(--sk-tx-strong); font-variant-numeric: tabular-nums; }
.gper { font-family: var(--skf-mono); font-size: .68rem; letter-spacing: .06em; text-transform: uppercase; color: var(--sk-gold-hi); margin-block-end: 14px; }
.gspark { width: 100%; height: 40px; display: block; margin-block-end: 16px; }
.gspark .ln { fill: none; stroke: var(--sk-gold); stroke-width: 2; }
.gcard.mid .gspark .ln { stroke: var(--sk-gold-hi); }
.gqt { font-size: .92rem; color: var(--sk-muted); line-height: 1.8; margin-block-end: 18px; }
.gwho { display: flex; align-items: center; gap: 12px; }
.gav {
  width: 42px; height: 42px; border-radius: 50%; flex-shrink: 0;
  display: grid; place-items: center;
  font-family: var(--skf-body); font-weight: 800; font-size: .82rem;
  color: var(--sk-ink); background: var(--sk-grad);
}
.gnm { font-family: var(--skf-body); font-weight: 700; font-size: .94rem; color: var(--sk-tx-strong); }
.gcity { font-family: var(--skf-mono); font-size: .62rem; text-transform: uppercase; letter-spacing: .06em; color: var(--sk-dim); }

.gcta {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%;
  margin-block-start: 20px;
  padding: 12px 20px;
  font-family: var(--skf-body); font-weight: 700; font-size: .9rem;
  border-radius: var(--skr-pill);
  border: 1px solid var(--sk-line-gold);
  background: transparent;
  color: var(--sk-gold-hi);
  transition: transform .25s, box-shadow .25s, background .25s, color .25s;
}
.gcta svg { width: 15px; height: 15px; }
.gcta:hover { transform: translateY(-2px); background: var(--sk-grad-btn); color: var(--sk-ink); box-shadow: var(--sks-glow); }
.gcard.mid .gcta { background: var(--sk-grad-btn); color: var(--sk-ink); border-color: transparent; box-shadow: var(--sks-glow); }

.carousel-nav { display: flex; align-items: center; justify-content: center; gap: 20px; margin-block-start: 32px; }
.cbtn {
  width: 46px; height: 46px; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--sk-glass-2);
  border: 1px solid var(--sk-line);
  color: var(--sk-tx-strong);
  transition: .25s;
}
.cbtn:hover { border-color: var(--sk-gold); background: var(--sk-wash-2); }
.cbtn svg { width: 18px; height: 18px; }
.dots { display: flex; gap: 8px; }
.dot { width: 8px; height: 8px; border-radius: 50%; background: var(--sk-line); border: none; transition: .25s; padding: 0; }
.dot.on { width: 26px; border-radius: var(--skr-pill); background: var(--sk-grad); }

.disclaimer { font-size: .78rem; color: var(--sk-dim); text-align: center; max-width: 760px; margin-inline: auto; margin-block-start: 30px; line-height: 1.8; }

/* ============================================================
   CTA — the gold band
   ============================================================ */
.cta-band {
  border-radius: var(--skr-xl);
  padding: 64px 40px;
  text-align: center;
  background: linear-gradient(135deg, #ead38c 0%, #c5a44c 52%, #a8873a 100%);
  border: 1px solid rgba(240, 220, 156, .5);
  box-shadow: var(--sks-glow), var(--sks-sh);
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(22, 23, 26, .09) 1px, transparent 1px);
  background-size: 24px 24px;
  mask-image: radial-gradient(90% 90% at 50% 0%, #000, transparent 70%);
}
.cta-band > * { position: relative; }
.cta-band h2 { color: var(--sk-ink); margin-block-end: 14px; }
.cta-band .display .hi { background: none; color: #3b2f10; }
.cta-band p { color: #2b2618; margin-inline: auto; margin-block-end: 28px; max-width: 50ch; }
.cta-band .btn-primary { background: var(--sk-ink); color: var(--sk-gold-hi); box-shadow: 0 12px 30px -14px rgba(22, 23, 26, .8); }
.cta-band .btn-primary:hover { box-shadow: 0 18px 40px -14px rgba(22, 23, 26, .85); }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { border-block-start: 1px solid var(--sk-line-soft); padding-block-start: 68px; margin-block-start: 40px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 30px; }
.footer-brand .brand { margin-block-end: 16px; }
.footer-brand p { color: var(--sk-muted); font-size: .9rem; max-width: 40ch; }
.footer-col h2 { font-family: var(--skf-mono); font-size: .66rem; letter-spacing: .14em; text-transform: uppercase; color: var(--sk-dim); font-weight: 500; margin-block-end: 16px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 11px; }
.footer-col a { color: var(--sk-muted); font-size: .9rem; transition: color .2s; }
.footer-col a:hover { color: var(--sk-gold-hi); }
.footer-bar {
  display: flex; align-items: center; justify-content: space-between; gap: 14px;
  border-block-start: 1px solid var(--sk-line-soft);
  margin-block-start: 48px; padding-block: 22px;
  font-size: .82rem; color: var(--sk-dim);
}
.footer-bar .lnk { display: flex; gap: 20px; }
.footer-bar a:hover { color: var(--sk-gold-hi); }

.risk { background: rgba(236, 232, 222, .012); border-block-start: 1px solid var(--sk-line-soft); padding-block: 22px; }
.risk p { font-size: .76rem; color: var(--sk-dim); line-height: 1.8; max-width: var(--sk-mw); }

/* ============================================================
   REVEAL
   ============================================================ */
.sk-ascend { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s ease; }
.sk-ascend.on { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .sk-ascend { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ============================================================
   INNER PAGE COMPONENTS
   ============================================================ */
.page-head { text-align: center; max-width: 800px; margin-inline: auto; padding-block: 20px 8px; }
.page-head .eyebrow { display: block; margin-block-end: 14px; }
.page-head p { color: var(--sk-muted); margin-inline: auto; margin-block-start: 16px; max-width: 64ch; }
.page-head .updated { font-family: var(--skf-mono); font-size: .66rem; letter-spacing: .1em; text-transform: uppercase; color: var(--sk-dim); margin-block-start: 14px; }

/* Frame capped at the photos' 800px width. The 4:3 window is filled with
   object-fit:cover, which crops — it never stretches the square photos. */
.media-frame { max-width: 800px; margin-inline: auto; border-radius: var(--skr-xl); overflow: hidden; border: 1px solid var(--sk-line-gold); box-shadow: var(--sks-sh); position: relative; }
.media-frame img { width: 100%; height: auto; aspect-ratio: 4 / 3; object-fit: cover; object-position: 50% 40%; }
.media-frame::after { content: ""; position: absolute; inset: 0; background: linear-gradient(160deg, transparent 55%, rgba(15, 16, 18, .32)); pointer-events: none; }

.city-row { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }
.city-chip { font-family: var(--skf-mono); font-size: .74rem; letter-spacing: .06em; color: var(--sk-muted); padding: 9px 20px; border-radius: var(--skr-pill); border: 1px solid var(--sk-line-gold); background: var(--sk-glass); }

.cap.team { text-align: center; }
.cap.team .role { font-family: var(--skf-mono); font-size: .64rem; letter-spacing: .12em; text-transform: uppercase; color: var(--sk-gold-hi); display: block; margin-block-end: 10px; }
.cap.team .av {
  width: 58px; height: 58px; border-radius: 50%;
  margin-inline: auto; margin-block-end: 16px;
  display: grid; place-items: center;
  font-family: var(--skf-body); font-weight: 800; color: var(--sk-ink);
  background: var(--sk-grad); box-shadow: var(--sks-glow);
}

.blog-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.post { display: flex; flex-direction: column; border-radius: var(--skr-lg); border: 1px solid var(--sk-line); background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass)); padding: 28px 26px; transition: transform .3s, border-color .3s; }
.post:hover { transform: translateY(-4px); border-color: rgba(197, 164, 76, .4); }
.post-tag { align-self: flex-start; font-family: var(--skf-mono); font-size: .6rem; font-weight: 500; letter-spacing: .08em; text-transform: uppercase; padding: 4px 11px; border-radius: var(--skr-pill); margin-block-end: 14px; border: 1px solid var(--sk-line); }
.post-tag.ai { color: var(--sk-ivory-2); background: rgba(236, 232, 222, .08); border-color: rgba(236, 232, 222, .22); }
.post-tag.crypto { color: var(--sk-gold-hi); background: var(--sk-wash); border-color: rgba(197, 164, 76, .3); }
.post h3 { font-size: 1.08rem; line-height: 1.5; margin-block-end: 10px; }
.post p { color: var(--sk-muted); font-size: .92rem; line-height: 1.8; flex: 1; }
.post-meta { display: flex; justify-content: space-between; gap: 12px; margin-block-start: 16px; padding-block-start: 14px; border-block-start: 1px solid var(--sk-line-soft); font-family: var(--skf-mono); font-size: .64rem; letter-spacing: .04em; text-transform: uppercase; color: var(--sk-dim); }

/* FAQ accordion — WAI-ARIA APG pattern: the button lives INSIDE the heading,
   so the document outline and the disclosure semantics are both correct. */
.faq-list { max-width: 820px; margin-inline: auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item { border: 1px solid var(--sk-line); border-radius: var(--skr-md); background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass)); overflow: hidden; transition: border-color .3s; }
.faq-item:hover, .faq-item.open { border-color: rgba(197, 164, 76, .38); }
.faq-h { margin: 0; font-size: inherit; font-weight: inherit; }
.faq-q {
  display: flex; align-items: center; justify-content: space-between; gap: 14px;
  width: 100%;
  padding: 20px 24px;
  background: none; border: none;
  font-family: var(--skf-body); font-size: 1rem; font-weight: 600;
  color: var(--sk-tx-strong);
  text-align: start;
  line-height: 1.6;
}
.faq-q:focus-visible { outline: 2px solid var(--sk-gold-hi); outline-offset: -3px; }
.faq-q svg { width: 18px; height: 18px; color: var(--sk-gold-hi); flex-shrink: 0; transition: transform .3s; }
.faq-item.open .faq-q svg { transform: rotate(180deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .4s ease; }
.faq-item.open .faq-a { max-height: 560px; }
.faq-a p { padding: 0 24px 20px; color: var(--sk-muted); font-size: .94rem; line-height: 1.9; }

.duo { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; align-items: start; }
.info-col { display: flex; flex-direction: column; gap: 20px; }
.info-media { border-radius: var(--skr-lg); overflow: hidden; border: 1px solid var(--sk-line-gold); }
.info-media img { width: 100%; height: auto; aspect-ratio: 4 / 3; object-fit: cover; object-position: 50% 22%; }
.info-row { display: flex; align-items: flex-start; gap: 14px; }
.info-ico { width: 42px; height: 42px; flex-shrink: 0; display: grid; place-items: center; border-radius: 12px; border: 1px solid var(--sk-line-gold); background: var(--sk-wash); }
.info-ico svg { width: 20px; height: 20px; color: var(--sk-gold-hi); }
.info-row h3 { font-size: 1rem; margin-block-end: 3px; }
.info-row p { color: var(--sk-muted); font-size: .9rem; }
.info-row a { color: var(--sk-gold-hi); }
.info-col > p { color: var(--sk-muted); }
.reg-list { list-style: none; display: flex; flex-direction: column; gap: 14px; }
.reg-list li { display: flex; align-items: flex-start; gap: 12px; color: var(--sk-muted); font-size: .95rem; }
.reg-list svg { width: 20px; height: 20px; color: var(--sk-gold-hi); flex-shrink: 0; margin-block-start: 4px; }

/* No overflow:hidden here — it would clip the country dropdown, which is
   absolutely positioned inside the form. The dot layer takes the corner
   radius itself instead. */
.form-card.solo {
  background: var(--sk-ivory-surface);
  border: 1px solid rgba(240, 220, 156, .45);
  border-radius: var(--skr-lg);
  box-shadow: var(--sks-ivory);
  color: var(--sk-ink);
  padding: 36px 34px;
  position: relative;
}
.form-card.solo::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background-image: radial-gradient(rgba(22, 23, 26, .07) 1px, transparent 1px);
  background-size: 22px 22px;
  mask-image: radial-gradient(120% 90% at 100% 0%, #000, transparent 70%);
}
.form-card.solo::after {
  content: "";
  position: absolute;
  inset-block-start: 0;
  inset-inline: 34px;
  height: 3px;
  background: var(--sk-grad);
  border-radius: 0 0 3px 3px;
}
.form-card.solo > * { position: relative; }

.legal { max-width: 860px; margin-inline: auto; }
.legal h2 { font-family: var(--skf-disp); font-size: 1.34rem; font-weight: 600; color: var(--sk-tx-strong); margin-block: 34px 12px; }
.legal h2:first-child { margin-block-start: 0; }
.legal p { color: var(--sk-muted); font-size: .95rem; line-height: 1.95; margin-block-end: 12px; }
.legal ul { color: var(--sk-muted); font-size: .95rem; line-height: 1.95; margin-block-end: 12px; margin-inline-start: 20px; }
.legal a { color: var(--sk-gold-hi); }

/* standalone centred notice (thanks / 404) */
.notice { max-width: 640px; margin-inline: auto; text-align: center; padding-block: 60px; }
.notice .ico { width: 76px; height: 76px; margin-inline: auto; margin-block-end: 26px; display: grid; place-items: center; border-radius: 22px; background: var(--sk-wash); border: 1px solid var(--sk-line-gold); }
.notice .ico svg { width: 34px; height: 34px; color: var(--sk-gold-hi); }
.notice p { color: var(--sk-muted); margin-block-start: 16px; }
.notice .btn { margin-block-start: 30px; }

/* ============================================================
   RETURN PROJECTION WIDGET (index)
   ============================================================ */
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; align-items: stretch; }

/* ---- sliders card ---- */
.calc-form {
  border: 1px solid var(--sk-line);
  border-radius: var(--skr-lg);
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
  padding: 30px 28px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.calc-form__field { margin-block-end: 34px; }
.calc-form__field:last-child { margin-block-end: 0; }
.calc-form__label {
  display: block;
  font-family: var(--skf-mono);
  font-size: .66rem;
  font-weight: 500;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--sk-dim);
  margin-block-end: 10px;
}
.calc-form__value {
  font-family: var(--skf-num);
  font-weight: 300;
  font-size: clamp(1.8rem, 3vw, 2.2rem);
  color: var(--sk-tx-strong);
  margin-block-end: 14px;
  font-variant-numeric: tabular-nums;
}
.calc-form__input-group { display: flex; flex-direction: column; }
.calc-slider { position: relative; height: 30px; display: flex; align-items: center; }
.calc-slider__background {
  position: absolute;
  inset-inline-start: 0;
  width: 100%;
  height: 6px;
  background: var(--sk-line);
  border-radius: var(--skr-pill);
  z-index: 1;
}
.calc-slider__progress {
  position: absolute;
  inset-inline-start: 0;
  height: 6px;
  background: var(--sk-grad);
  box-shadow: 0 0 16px rgba(197, 164, 76, .45);
  border-radius: var(--skr-pill);
  z-index: 2;
}
.calc-slider__input {
  position: absolute;
  inset-inline-start: 0;
  width: 100%;
  height: 12px;
  -webkit-appearance: none;
  appearance: none;
  background: transparent !important;
  outline: none;
  z-index: 3;
  cursor: pointer;
  padding: 0;
  border: none !important;
}
.calc-slider__input:focus-visible { outline: 2px solid var(--sk-gold-hi); outline-offset: 6px; }
.calc-slider__input::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--sk-ivory);
  cursor: pointer;
  border: 2px solid var(--sk-gold);
  box-shadow: 0 0 12px rgba(197, 164, 76, .6);
}
.calc-slider__input::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--sk-ivory);
  cursor: pointer;
  border: 2px solid var(--sk-gold);
  box-shadow: 0 0 12px rgba(197, 164, 76, .6);
}
.calc-slider__details {
  display: flex;
  justify-content: space-between;
  margin-block-start: 8px;
  font-family: var(--skf-mono);
  font-size: .64rem;
  letter-spacing: .04em;
  color: var(--sk-dim);
}

/* ---- results column ---- */
.calc-results { display: flex; flex-direction: column; gap: 18px; }
.calc-results__final {
  background: var(--sk-ivory-surface);
  border: 1px solid rgba(240, 220, 156, .45);
  box-shadow: var(--sks-ivory);
  border-radius: var(--skr-lg);
  padding: 28px 26px;
  color: var(--sk-ink);
}
.calc-results__final-header { display: flex; align-items: center; gap: 8px; margin-block-end: 12px; }
.calc-results__icon { width: 18px; height: 18px; flex-shrink: 0; color: var(--sk-gold-ink); }
.calc-results__final-label {
  font-family: var(--skf-mono);
  font-size: .66rem;
  font-weight: 500;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--sk-gold-ink);
}
.calc-results__final-amount {
  font-family: var(--skf-num);
  font-weight: 300;
  font-size: clamp(2.2rem, 4vw, 3rem);
  line-height: 1.2;
  margin-block-end: 8px;
  font-variant-numeric: tabular-nums;
}
.calc-results__final-subtitle { font-size: .9rem; color: var(--sk-ink-soft); }

.calc-results__profit {
  border: 1px solid var(--sk-line);
  border-radius: var(--skr-lg);
  background: linear-gradient(180deg, var(--sk-glass-2), var(--sk-glass));
  padding: 28px 26px;
  position: relative;
  overflow: hidden;
}
.calc-results__profit-inner { position: relative; z-index: 10; }
.calc-results__profit-header { display: flex; align-items: center; gap: 13px; margin-block-end: 14px; }
.calc-results__profit-icon-wrap {
  width: 46px; height: 46px;
  border-radius: 13px;
  background: var(--sk-grad);
  box-shadow: var(--sks-glow);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.calc-results__profit-icon { width: 20px; height: 20px; color: var(--sk-ink); }
.calc-results__profit-meta { display: flex; flex-direction: column; }
.calc-results__profit-title { font-family: var(--skf-body); font-weight: 700; font-size: .94rem; color: var(--sk-tx-strong); line-height: 1.5; }
.calc-results__profit-subtitle { font-family: var(--skf-mono); font-size: .62rem; letter-spacing: .06em; text-transform: uppercase; color: var(--sk-dim); }
.calc-results__profit-amount {
  font-family: var(--skf-num);
  font-weight: 300;
  font-size: clamp(1.9rem, 3.2vw, 2.4rem);
  color: var(--sk-tx-strong);
  font-variant-numeric: tabular-nums;
}
.calc-results__profit-bar { margin-block-start: 12px; display: flex; align-items: center; gap: 10px; }
.calc-results__profit-bar-track { height: 6px; flex: 1; background: var(--sk-line); border-radius: var(--skr-pill); overflow: hidden; }
.calc-results__profit-bar-fill { height: 100%; background: var(--sk-grad); box-shadow: 0 0 16px rgba(197, 164, 76, .45); border-radius: var(--skr-pill); }
.calc-results__profit-percent { font-family: var(--skf-mono); font-size: .76rem; font-weight: 500; color: var(--sk-gold-hi); }

.calc-disclaimer {
  background: var(--sk-glass);
  border: 1px solid var(--sk-line-soft);
  border-radius: var(--skr-md);
  padding: 14px 16px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.calc-disclaimer__icon { width: 18px; height: 18px; color: var(--sk-gold-hi); flex-shrink: 0; opacity: .8; }
.calc-disclaimer__text { font-size: .76rem; color: var(--sk-dim); line-height: 1.75; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
  .menu { gap: 18px; }
  .menu a { font-size: .84rem; }
}

@media (max-width: 960px) {
  .hero-panel { grid-template-columns: 1fr; }
  .hero-left { padding: 44px 34px; }
  .hero-right { border-inline-start: none; border-block-start: 1px solid var(--sk-line-gold); }
  .split { grid-template-columns: 1fr; }
  .split.reverse .split-media { order: 0; }
  .split-media { min-height: 0; aspect-ratio: 4 / 3; }
  .voices-row { grid-template-columns: 1fr; max-width: 560px; margin-inline: auto; }
  .caps-grid { grid-template-columns: repeat(2, 1fr); }
  .metrics { grid-template-columns: repeat(2, 1fr); }
  .metric:nth-child(2) { border-inline-end: none; }
  .metric:nth-child(1), .metric:nth-child(2) { border-block-end: 1px solid var(--sk-line-soft); }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .agg-row { grid-template-columns: 1fr; }
  .gcard { flex: 0 0 calc((100% - 20px) / 2); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .blog-grid { grid-template-columns: 1fr; }
  .duo { grid-template-columns: 1fr; }
  .calc-grid { grid-template-columns: 1fr; }
}

/* The eight-item menu collapses into the burger below 900px. */
@media (max-width: 900px) {
  :root { --sk-nav-h: 66px; }
  .menu { display: none; }
  .burger { display: flex; }
  .nav.open .menu {
    display: flex;
    position: absolute;
    inset-block-start: var(--sk-nav-h);
    inset-inline: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    padding: 18px 24px 24px;
    background: rgba(15, 16, 18, .97);
    backdrop-filter: blur(18px);
    border-block-end: 1px solid var(--sk-line-gold);
  }
  .nav.open .menu a { padding-block: 10px; font-size: .96rem; }
  .nav.open .menu a.on { box-shadow: none; color: var(--sk-gold-hi); }
  .nav.open .menu .btn { justify-content: center; margin-block-start: 8px; }
}

@media (max-width: 680px) {
  .sect { padding-block: 60px; }
  .hero { padding-block: 32px 40px; }
  .hero-left { padding: 38px 24px; }
  .hero-right { padding: 30px 22px; }
  .hero-right::after { inset-inline: 22px; }
  .caps-grid { grid-template-columns: 1fr; }
  .metrics { grid-template-columns: 1fr; }
  .metric { border-inline-end: none; border-block-end: 1px solid var(--sk-line-soft); }
  .metric:last-child { border-block-end: none; }
  .steps { grid-template-columns: 1fr; }
  .gcard { flex: 0 0 100%; }
  .split-copy { padding: 38px 24px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-bar { flex-direction: column; gap: 12px; text-align: center; }
  .cta-band { padding: 48px 22px; }
  .form-card.solo { padding: 30px 22px; }
  .form-card.solo::after { inset-inline: 22px; }
  .stat-row .val { font-size: 1.7rem; }
  .calc-form, .calc-results__final, .calc-results__profit { padding: 24px 20px; }
  .calc-form__field { margin-block-end: 26px; }
}

@media (max-width: 380px) {
  .wrap, .nav-in { padding-inline: 16px; }
  .brand-name { font-size: .96rem; letter-spacing: .12em; }
  .calc-form__value, .calc-results__profit-amount { font-size: 1.5rem; }
}